Tennessee mortgage origination · powered by Lia

Meet Lia.
Your AI loan processor.

Lia handles intake, documents, and Encompass — so your team can focus on closing.

New · Private AI prequalification

Find out if you qualify — privately.

Lia checks the numbers in 90 seconds. No credit pull. No call. No record. The result stays on your screen until you decide who to share it with.

Try my private check →

Start your loan

Where do you want to start?

Purchase

I'm buying a home

Pre-approval, purchase loan application, and all the paperwork — guided start to finish. We'll keep your real-estate agent in the loop the whole way.

Quick income & down-payment check
Target price and timeline
Real-time status to your referring agent
Document upload, conditions, and clear-to-close

Start my application →Refinance

Looking at refinancing

Lower your rate, take cash out, or shorten your term. Tell Lia your current loan and what you're trying to accomplish — she'll tell you whether the math works in five minutes.

Current rate, balance, and term
Lower rate · cash out · shorter term
Soft-pull rate quote, no obligation
Encompass-ready when you're ready to file

Run the numbers →

Private beta

Lia is in private mortgage beta with Tuan.

We are not publishing borrowed social proof. Mortgage-specific reviews will return here only after they are verified from Lia loan files.